SERVICE

• You receive the knowledgeable, prompt, and friendly service you expect and deserve from your  agent.
• Your agent knows you and your family, and can help you review and update your coverages to match your changing lifestyle.

• We write insurance with one of the largest auto insurers in the world. We're there when you need us.
• We carry a full range of products and service. For Auto, Home, Life, Business, and more, depend on us to handle your insurance needs.
• We have an 800 number for the State of Louisiana and 24 hour beeper service.

• Our professional staff is committed to giving you prompt, fair claim service that is handled by local claims adjustors.
• Our carrier's repair guarantee is so good, we even put it in writing!

We want to make sure your car is fixed right - right from the start. So, if you request, we'll recommend several repair shops that we know do a good job. Then, we'll guarantee in writing the workmanship of any one of these shops for as long as you own your car.
In fact, some of these repair facilities have reached such high levels of quality that our carrier has given them the designation of Priority Repair Option shops. The PRO shops are allowed to repair your vehicle without a prepared estimate from a claim representative. Just request this time-saving option when you report your auto claim.

LIABILITY COVERAGE

• Bodily Injury Liability Protection - provides coverage if you or a covered driver are legally liable in an auto accident in which others are injured or killed.
• Property Damage Liability Protection - provides coverage if you or a covered driver are legally liable for damages to another's property resulting from an auto accident.

• Provides coverage for doctor, hospital, and surgical expenses incurred by you, covered family members, or passengers riding in your auto.

• Provides coverage if you, covered family members, or your covered passengers are injured or killed in an accident involving a legally liable uninsured driver. Uninsured Motorists Coverage for Property Damage is also available in certain states.
• Underinsured Motorists Coverage is subject to state availability and provides coverage if you, covered family members, or your covered passengers are injured or killed in an accident involving a legally liable underinsured driver

COLLISION COVERAGE

• Provides coverage for damage to insured vehicle caused by collision up to the actual cash value of that vehicle.

• Provides coverage for damage to your auto caused by falling objects, fire, theft, vandalism, flood, and many other non-collision losses. A deductible may apply to this coverage.

• Rental Reimbursement
• Towing and Labor
• Sound System
• Tape Coverage
• Camper-Trailer
• Death Indemnity
• Disability Income

• Discounts - offered to experienced drivers with excellent driving records who insure their residences with the same carrier.
• Four Wheel Anti-Lock Brake Systems and Passive Restraint (Air Bags or Motorized Automatic Seat Belts) - offered if your car is equipped with any of these safety features.
• Good Driver - available if you and your family members have good driving records.
• Multi-Car - offered if you have more than one car insured under the same policy.
• Economy Car - available if you drive certain compact cars.
• 55 and Retired - offered if you are at least 55 years old and are not "gainfully employed" (do not work more that 20 hours a week or seek such employment).
• Utility Auto - available for most pickup trucks.